Start Your Mortgage Journey with Scott Munds
Open the door to your dream home today
Explore our wide range of mortgage options, carefully designed to meet your needs and provide personalized support, guiding you through every step of the homebuying process with ease.
Unlock the financial benefits of refinancing
Maximize the advantages of mortgage refinancing through strategic timing and leveraging benefits such as lower interest rates, reduced payments, accessing home equity, and adjusting loan terms.
Tap into your home's value with a cash-out loan
Reducing your mortgage balance creates valuable equity, providing opportunities to access cash – perfect for home renovations or reducing high-interest debt.
Discover your home's potential with a HELOC loan
Consider a Home Equity Line of Credit (HELOC) for flexible access to your home’s equity, allowing you to borrow as needed for home improvements, debt consolidation, or other financial goals—all on your terms.
Turn your equity into cash with a reverse mortgage
Explore the benefits of a reverse mortgage, designed to help homeowners 55 and older unlock the equity in their home to supplement retirement income, cover expenses, or achieve financial goals.
What We Do
Feel confident getting the mortgage you need, in the time you need it.
We provide personalized guidance to help you understand your options and secure the perfect loan.
About Us
Meet your local mortgage experts
Hello, I'm thrilled to introduce Scott Munds, a dedicated and experienced mortgage broker and loan officer, and his daughter Sofie Munds, the LOA and Processor on Team Munds at Promise Home Loans. Scott is committed to helping you find the perfect mortgage solution tailored to your unique needs. At Promise Home Loans, Inc., they specialize in FHA, VA, USDA, Jumbo, Conventional, Commercial, Reverse Mortgage, Non-QM, Bridge Loans, and various refinance programs to ensure that their clients receive the best options available with low mortgage rates.
What We Do
Feel confident getting the mortgage you need, in the time you need it.
We provide personalized guidance to help you understand your options and secure the perfect loan.
Empowering our clients
Anywhere, anytime
Mortgage experts
Full Transparency
Close on time
Hear it from Our Customers
Highly recommend
"We've worked with Scott for several transactions now and have had a great experience each time. Scott is very knowledgeable and will always take time to explain things or look at alternatives to get us the right deal for our situation. We highly recommend his team!"
- Andy K.
- Dec 2024
Absolutely fantastic
"We have now completed three successful transactions with Scott and he has been absolutely fantastic to work with. He has always taken the time to answer our many questions and keeps frequent communication throughout the entire process. We are repeat clients because every time, he’s made what could be a very stressful process smooth and straightforward! :)"
- Betsy K.
- Dec 2024
Very informative and professional
"I met Scott through our son who owned a real-estate business. Scott and team made it clear that our interests were what was most important. Very informative and professional. Thanks so much Scott and team!"
- Jeff B.
- Oct 2024
Quick and painless
"We have used Scott multiple times! Their team is amazing and they always make things quick and painless. Highly highly recommended!"
- Brian F.
- Oct 2024
Truly made us feel supported
"As first time home buyers, we had a lot of questions throughout the process. Scott and Sofie were there every step of the way willing to jump on a call, answer all our questions, provided clear communication and timely status updates, and truly made us feel supported and cared for. It really is a team effort to get this process completed and I’m so grateful to have had Team Munds on our side!"
- Jessica A.
- Aug 2024
Exceeded our expectations
"Scott and his team far exceeded our expectations. They went above and beyond to answer all of our questions and keep us informed throughout the buying selling process. They provided excellent customer service with a warm and friendly attitude. I would highly recommend."
- Cynthia B.
- Jul 2024
What We Do
Feel confident getting the mortgage you need, in the time you need it.
We provide personalized guidance to help you understand your options and secure the perfect loan.
Our Advantage
Navigate Home Financing with Ease
Our experienced team provides personalized guidance and competitive rates to help you secure your dream home.
Innovative Technology
We have applied the newest and most advanced technology to the home finance market allowing for a quicker and easier customer experience.
No Upfront Fees Ever
No application fees, no credit report fees, lock your rate for free.
Quick & Accurate Pre-Approvals
Our technology and experienced mortgage experts deliver accurate pre-qualifications, so you can shop confidently.
Top Mortgage Experts
Our team is one of the most experienced and knowledgeable in the industry and is always available to support and guide you.
Great Rates & Low Closing Cost
Save more with competitive rates and low closing costs designed to fit your budget. Let us help make homeownership affordable.
Mortgage Calculator
The calculated amount is an estimate, with the exact loan terms determined on an individual basis.
Calculate Your Monthly Mortgage with Our Real-Time Home Loan Calculator
Easily estimate your monthly loan payments with our interactive mortgage calculator. Adjust the home price, down payment, loan term, and interest rate to see how your payments change in real time. Our breakdown focuses on principal and interest but excludes costs like property taxes, homeowners insurance, and HOA dues—giving you a clear starting point for your budget.
Scott Munds
Mortgage Broker
- (503) 969-9929
- (503) 549-3824
- smunds@promiseloans.com
- NMLS: #272506
Scott Munds
Mortgage Broker
- (503) 969-9929
- (503) 549-3824
- smunds@promiseloans.com
- NMLS: #272506
Get Your Free, Personalized Mortgage Consultation
Expert guidance for first-time & seasoned buyers.
We've been helping customers afford the home of their dreams for decades and we love what we do.
Company NMLS: #2372318
Scott Munds NMLS: #272506
- Contact
- Cell: (503) 969-9929
- Office: (503) 549-3824
- smunds@promiseloans.com
- 5 Centerpointe Dr #400 Lake Oswego, OR 97035
