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Local Hero-Homebuyers - Thank You for your SERVICE


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Mortgage Rates

HOW MUCH CAN YOU SAVE?

A lot of buyers do not know that there are city, state and county grants that they qualify for and That is where Hero Home Program comes into play. We do that research for you and provide assistance with a very customized approach based off of your situation.

We help you maximize savings on a home, leveraging our expansive network of contacts and resources. We believe every Hero should have access to financial freedom and home ownership. Start exploring your options and see how our hero home mortgages can change your life today.

Buy, sell, or refinance a home while saving big with The HERO Homebuyer Programs™.


Find the Right (HOME LOAN) and (RATE) for YOU

CLARITY: The lowest rate isn’t always the lowest cost.

  • Understand ALL your Loan and Rate options for YOU
  • Know how mortgages actually work for YOU
  • ​Make your mortgage work for YOU
Loan Review

What is your (GOAL) Purchase or Refinance?

FREE Consultation: Let's Review your Goal(s) together.

  • First Step: Review the Numbers and Payments
  • Know your Qualifying Amounts and Rates
  • ​Refinance Cash Back and Lower Payment options
FREE Consult

We Close (FAST) with Status Updates weekly 

Communicate: By Text, Email, LIVE Calls and Video Calls

  • Weekly Status Updates
  • Video Emails
  • ​Next Steps Explained
  • Coaching by me to help you from Loan App to Closing on your new Home Purchase or REFI
Book Appointment

Get Your Mortgage Questions Answered Today!

Contact ME

What our clients say about us!

As first time home buyers, we had a lot of questions throughout the process. Scott and Sofie were there every step of the way willing to jump on a call, answer all our questions, provided clear communication and timely status updates, and truly made us feel supported and cared for. It really is a team effort to get this process completed and I am so grateful to have had Team Munds on our side!

- Jessica A

Scott Munds is an exceptional mortgage broker and a fantastic partner to us at WFG National Title. His kindness, relentless work ethic, and dedication to finding the best solutions for his clients make him stand out. Scott's attention to detail is unparalleled, and his regular status updates ensure that everyone involved in the transaction is always informed and confident in the process. Beyond his professional excellence, Scott has a genuine, friendly nature that makes him feel more like a friend than just a business partner. I highly recommend Scott to anyone looking for a mortgage broker who truly cares about their clients and partners.

- Katie R

Scott Munds was super easy to work with on this transaction and on potential other transactions. For a few years, we have looked at potential houses and Scott has always dropped everything to make sure we are pre approved and placed in the best position to make a qualifying offer. Scott is great and would recommend to friends and family!

- Pat M

Scott Munds was great to work with throughout this process. He helped us purchase our last house and also helped us purchase hopefully our final house. LOL. Thanks Scott!!

- Allison M

Scott Munds and his Team (Sofie Munds and Scott) far exceeded our expectations. They went above and beyond to answer all of our questions and keep us informed throughout the buying selling process. They provided excellent customer service with a warm and friendly attitude. I would highly recommend.

- Cynthia B

Scott Munds was amazing to work with! WOW! Scott always promptly responded to correspondence oftentimes going above and beyond responding during off hours and even weekends. This is the second time I have used Scott for a home purchase and he has delivered both times! I highly recommend Scott and Team Munds for your next purchase or refinance, as you will not be disappointed!

- Nick R

Your Local Mortgage Professional with Low Mortgage Rates in Washington County, Clackamas County, Multnomah County and Surrounding Areas

Hello, I'm thrilled to introduce myself as a dedicated and experienced mortgage broker, loan officer at Promise Home Loans, Inc. with a deep understanding of the vast array of loan solutions and refinancing programs, I am committed to helping you find the perfect mortgage solution tailored to your unique needs. At Promise Home Loans, Inc., we specialize in FHA, VA, USDA, Jumbo, Conventional, Commercial, Reverse Mortgage, Non-QM, Bridge Loans, and various refinance programs to ensure that our clients receive the best options available with low mortgage rates.

Located in the vibrant city of Washington County, our team at Promise Home Loans, Inc. is passionate about providing top-notch mortgage solutions to the community. With our extensive knowledge and expertise, we are dedicated to helping you secure the ideal mortgage or refinancing program at the lowest mortgage rates possible. Whether you're a first-time homebuyer, self-employed individual, or looking for down payment assistance or refinance, we have the perfect solution for you.

Nestled in the beautiful Clackamas County, our team at Promise Home Loans, Inc. is eager to assist you in finding the ideal mortgage or refinancing program that suits your specific needs. We understand that every client is unique and has different financial goals, and we are committed to providing personalized attention to ensure you secure the best mortgage rates available.

Situated in the dynamic Multnomah County, our team at Promise Home Loans, Inc. is dedicated to offering a wide range of mortgage solutions and refinancing programs to cater to the diverse needs of our clients. Whether you're interested in FHA Streamline or VA Cash Out refinancing, we are here to guide you through the process and secure you low mortgage rates that best fit your requirements.

Our team at Promise Home Loans, Inc. is dedicated to providing exceptional service to the wonderful residents of Washington County, Clackamas County, and Multnomah County. We are committed to finding you the best mortgage or refinancing program with low mortgage rates, allowing you to achieve your homeownership dreams and financial goals.

Veterans, First Responders, Teachers, Health Care Workers and Government Employees. Ask about our  Hero-Homebuyer Program.

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